How this calculation works
The calculator applies your selected employee and employer rates to PF wages. EPS is shown from the employer share at the configured rate, subject to the editable wage ceiling; the remaining employer share is shown as EPF.
Formula used
Employee EPF = PF wages × employee rate. EPS = lower of PF wages and EPS ceiling × EPS rate. Employer EPF = employer contribution − EPS.
Practical example
For PF wages of ₹15,000 at 12% for both sides, the employee contribution is ₹1,800 a month. The employer amount is split between EPS and EPF under the calculator assumptions.
Important considerations
- PF wages may differ from gross salary.
- Voluntary PF and employer policy can change the result.
- EPFO wage ceilings and scheme rules should be checked before payroll action.
Frequently asked questions
Is EPS deducted from my contribution?
No. In this estimate, EPS is allocated from the employer contribution.
Can I enter a rate other than 12%?
Yes. The rate fields are editable for organisations or cases using a different permitted rate.
Disclaimer
This free tool provides an estimate for general information only. It is not official financial, tax, payroll, employment or legal advice. Rules and employer policies can change; verify the result with the relevant authority or a qualified professional before making decisions.