Employee Benefits Tools

Gratuity Calculator

Get a practical gratuity estimate using the 15/26 method for a monthly-rated employee. Enter completed years and additional months so the service period used is transparent.

Calculate your estimate

How this calculation works

The calculator adds last drawn basic salary and applicable dearness allowance. It counts each completed year plus an additional year when the remaining service is more than six months, then applies the 15/26 method.

Formula used

Estimated gratuity = (last drawn basic salary + DA) ÷ 26 × 15 × service years used.

Practical example

A last drawn basic plus DA of ₹50,000 and 7 eligible years produces an estimated gratuity of ₹2,01,923.08. Seven years and seven months would use 8 years in this estimate.

Eligibility and service assumptions

Under the cited central gratuity provision, gratuity generally becomes payable after at least five years of continuous service on superannuation, retirement or resignation. The five-year condition does not apply where employment ends because of death or disablement. Coverage, later rules, fixed-term employment and individual facts can affect the position, so treat this as a planning estimate rather than an entitlement decision.

  • Enter only completed years and completed additional months.
  • Exactly six additional months is not rounded up; more than six months is counted as another year by this tool.
  • The standard monthly-rated calculation uses last drawn wages divided by 26 and multiplied by 15.

What the estimate does not include

The result does not test whether your establishment or employment is covered, apply a statutory payment ceiling, calculate tax treatment, or handle special calculations for piece-rated and seasonal employees. It also does not replace the employer’s verified service record.

Important considerations

  • Use basic salary and DA only when they belong in the applicable wage base.
  • Confirm continuous service, coverage and any special exception before relying on the amount.
  • Tax treatment, statutory ceilings and better contractual terms are not calculated here.

Frequently asked questions

How are partial years treated?

Enter the completed extra months. More than six months adds one service year; six months or less does not.

Is five years always required?

Not in every case. The cited provision contains exceptions, including termination due to death or disablement; current rules and individual circumstances should be checked.

Is DA always included?

Include DA only when it forms part of the applicable last drawn wage definition.

Official reference

For the applicable rule and special cases, consult India Code, Section 4: Payment of gratuity.

Disclaimer

This result is an indicative calculation, not a legal entitlement or settlement statement. Gratuity depends on the law in force, coverage, service history, wage definition and individual circumstances. Confirm the amount with your employer or a qualified professional.

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